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How can I get my own car insurance at 18?

I'm 18 and want my own car insurance policy. How would I get it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance is a big step for an 18-year-old, so welcome to adulthood!
To get your own
car insurance
at 18, you need to own your own vehicle. Most states and car insurance companies require that the registered owner of a vehicle is also one seeking insurance on it. If you don’t own the car you drive, you can’t typically insure it. If you own your car, you can insure it with no problems.
Since you are a new driver, finding
cheap car insurance
is often difficult. When determining a rate for an insured, car insurance companies look at your age and driving history. As a young driver, you have less experience and are riskier to insure.
To get insurance, you’ll want to shop around. You can request
car insurance quotes
from various companies to see what the best rate for you would be. By comparison shopping with multiple companies, you may be able to find a car insurance rate you can afford. If you’re having difficulty finding a policy, you can see if a family member would add you to their car insurance.
Sign up on the
Jerry
app to compare quotes from over 50 insurers. Jerry will even handle the paperwork to make your transition to adulthood hassle-free!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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