PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I avoid paying car insurance?
For years I’ve been paying what feels like an arm and a leg for car insurance, and I’m pretty fed up with it. Is there a way I can just avoid paying for car insurance altogether?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that you’ve had such a bad experience, but unfortunately, if you plan on driving, you will need car insurance in most states. While you can’t avoid paying car insurance, though, there are several ways to cut your insurance costs. Here are some of the best ones:
- Check out theJerryapp. The Jerry app uses the information you provide to match you with the best insurance quotes for the best prices. On average, our users save around $879 a year on insurance and we’ll also re-shop your policy every few months. That way, you can always be sure that you’re getting the best price!
- Be a safe driver. Many companies offer safe drivers discounts between 10 and 23 percent. Companies likeProgressive,GEICO, andState Farmoffer features that can monitor your driving habits and offer you savings accordingly.
- Take a defensive driving course. Some insurance companies will offer a discount for those who complete an approved defensive driving course - this can also reduce points on your license.
- Increase your deductibles. If you choose to take on higher deductibles, the overall cost of your premium will decrease. However, choosing to do so will increase the amount you’ll be responsible for if you are in an accident.
- Switch to Pay-as-You-Go insurance. If you are a safe, low mileage driver, a usage-based program could dramatically cut your insurance costs. ConsiderAllstate’s Drivewise, Progressive’s Snapshot, orState Farm’s Drive Safe & Save. By signing up for these programs, you let your insurer track your driving through a telemetric device installed in your car in exchange for possible discounts based on how much, when, and how well you drive. If you drive fewer than 10,000 miles a year, you might be able to save money with this type of program.
Hope this helps, and happy saving!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies