Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

What is the longest term available for a car loan?

I've heard of eight-year car loans, but is that the maximum term? How long can car loans be?

Jim Donaher · Updated on Mar 8, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

The longest term available for an auto loan is 10 years, or 120 months. A loan of this length will result in a low monthly payment, but the savings may be eclipsed by the huge interest costs.

Also, note that most lenders do not offer 10-year auto loans. Those that do often only approve this term for collectible, exotic, or antique cars, as they are more likely to appreciate in value over the life of the loan.

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

How Long Can You Finance a Used Car?

There are no set rules for how long you can finance a used car, but there are pros and cons to taking either a shorter-term or longer-term loan.

Jason Tushinski

How Long Are Car Leases?

Car leases generally last either 24 or 36 months, but it’s possible to find a lease with longer terms.

Jacqulyn Graber

72 Month Car Loan: How many years is 72 months?

72 months is equal to 6 years. Hopefully, this puts a 72 month car loan in perspective. Learn more about the pros and cons of 72 month car loans here.

Read Advice From Car Experts At Jerry

2023 New York CDL Requirements Guide

The basic New York CDL requirements include a valid New York driver’s license and a clean driving record with no major violations.

How to Find a 2010 Honda Odyssey Radio Code

Need to get your 2010 Honda Odyssey’s radio back up and running? Just check your glove box for your radio code!

The 10 Most Common Ways to Get a Suspended License in Minnesota

In Minnesota, your license could be suspended if you miss a court date, fail to pay a fine, drive under the influence, or use your license unlawfully.

What Others Are Asking

What is GEICO’s autopay discount?

I just graduated from Syracuse University (Go, Orange!) and I’m looking for ways to save money on my car insurance. Does GEICO offer an autopay discount? What do I need to do to get it?

How much does a Mazda 5 catalytic converter cost?

My Mazda 5 has been acting up recently. I thought it was just getting old but my nephew tells me it might be my catalytic converter. I’m prepared to spend some money to keep my vehicle running smoothly. I don’t want to get ripped off, though. How much does a Mazda 5 catalytic converter cost?

Will a bad spark plug cause an oxygen sensor failure code?

I noticed that my car’s O2 sensor code popped up on my dashboard the other day, even though I recently replaced this sensor two months ago. I’m trying to figure out what the problem may be—can a bad spark plug cause an oxygen sensor failure code?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General