Adding anyone who lives with you to your renters insurance is a great way to save you some time and stress later on. To add someone to your renters insurance
, you’ll need to contact your insurance company. You can reach out by email, phone, or by visiting your insurer’s website. In most cases, there is no cost to add someone to your renters insurance—you’ll just need their full name and contact information.
Be sure to check your policy, though. Some insurers rate policies based on additional insureds, meaning your rate could increase if your boyfriend has filed claims in the past.
Additionally, you’ll want to ensure your coverage limit will cover both of your stuff. If not, you may want to consider raising it to ensure both of your personal property has complete coverage.
After you’ve added your boyfriend to your renters insurance, you should double-check whether your current policy is the best for you—and for that, you should use Jerry
. It’s this simple: download the Jerry app or go to getjerry.com. In less than 45 seconds, Jerry collects all of your information from your existing insurer. Choose from competitive quotes from top insurance companies and Jerry takes care of the rest—securing your new policy and helping you cancel your old one. No long forms. No calling around. No hard work. Just savings.