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Does USAA renters insurance cover theft?

I am a veteran contemplating purchasing a USAA renters insurance policy. I live in an area with a high crime rate—does USAA renters insurance cover theft?

avatar
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s a smart move to research before you buy. Fortunately,
USAA
renters insurance typically covers theft.
Renters insurance protects your possessions from any peril listed on the policy. These
named perils
are usually sudden, unexpected events that lead to damage or losses. Theft is a named peril on most renters insurance policies, including those sold by USAA.
If anything is stolen from your rental, you just need to find a claim to get reimbursed.
You should inventory and take photos of your possessions when starting your policy—this will help during the claims process.
Use insurance broker
Jerry
when you’re deciding on a policy. Jerry collects quotes from top providers to ensure you’re getting the best possible price. Plus, sign-up is free!
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