PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does unpaid car insurance affect your credit score in Michigan?
Will my credit score be affecte if I haven't paid my premiums on time for the last few months?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While your credit history can have a direct impact on your
car insurance
rates, it’s unlikely that the inverse is true. In other words, a lapse in payment with your insurance company will not directly affect your credit scores.
That said, if you fail to pay your premiums on time, you’re putting yourself at risk for your
car insurance
company to cancel your policy. If this happens, you’re also risking financial ramifications or legal problems if you get into an accident, regardless of who is at fault. This is because Michigan is a
no-fault state
.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies