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Does the Bank of America Travel Rewards credit card have car insurance?
I want to get a new credit card that I use specifically for travel. But I definitely want one that has rental car insurance. I’ve been eyeing the Bank of America Travel Rewards credit card, but I can’t see if it has the insurance coverage I need. Does the Bank of America Travel Rewards card offer rental car insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
With so many travel cards out there, choosing one is certainly difficult! The good news is that the Bank of America Travel Rewards credit card offers
rental car insurance
! It’s a free benefit that comes with the card itself.However, the card has some restrictions and caveats you should be aware of before you apply for it:
- It doesn’t cover damage due to DUI, DWI, or reckless driving.
- It doesn’t cover cargo vans, motorcycles, or large trucks.
- The coverage only applies to the rental car—you will need at least your own liability insurance to cover damage to other vehicles or to cover other motorists’ medical bills.
- Coverage lasts for 15 days maximum in the U.S. and 31 days in other countries listed on the policy.
- You must decline the rental car company insurance.
Keep in mind that if you have full-coverage
car insurance
on your current car insurance policy, it usually carries over to rental cars. So if you want the ultimate protection on your current vehicle as well as rental cars, shop around for rates with the Jerry
app.As a licensed broker, Jerry helps you find and compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage and even cancel your old policy!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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