Does the 2012 Hyundai Elantra have Bluetooth?

I just bought a new Escape, and I use it to take my husband, kids, and cat up to the family cabin in the Adirondacks. The thing is, our cat, Herb, hates being in his crate, and he hates it even more while in the car. However, we have discovered that he calms down quite a bit when we play jazz, specifically Django Reinhardt for some reason (who is not, contrary to my husband’s claim “on the radio all the time”). How do I use Bluetooth to play music in my Ford Escape?

My premiums are high because of my bad credit. What is the penalty for driving without car insurance?

Does every state use the same method? Are usury rates the same in every state?