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What happens if you drive without car insurance in Alabama?

My premiums are high because of my bad credit. What is the penalty for driving without car insurance?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Driving without
car insurance
is illegal in most states, including Alabama. It’s considered a misdemeanor and carries a fine from $500 to $1,000.
You may have your driver’s license and vehicle registration suspended for 180 days or more and have to serve three to six months in jail if caught driving uninsured.
Also, if you are caught without insurance, you will have to pay a $200 reinstatement fee and obtain an
SR22 certificate
, which will likely increase your premiums.
The costs of being caught without insurance—not to mention the potential consequences if you get into an accident—are substantial.
If your car insurance rates are too high, try using the free
Jerry
app. Jerry compares rates from the top 50 companies and delivers the best deals to your phone in minutes.”
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