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Does renters insurance cover refrigerators?
I just had a new refrigerator installed in my apartment. It was fairly expensive and should last a long time. Does my renters insurance cover my new refrigerator?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I think buying new appliances is one of the more fun parts of adulthood, so congrats on the new fridge!
Renters insurance
provides a lot of great coverage for your home and belongings, including appliances like refrigerators. Household gadgets, machines, and appliances are usually covered with the same protections as your other belongings. If they are damaged by named perils found in your renters insurance policy documents, your insurance carrier will cover them. These are some common covered perils that can result in property damage:
- Fire
- Theft
- Vandalism
- Leaky pipes
Renters insurance can only cover your belongings if they are located in the covered address. If your refrigerator is damaged by a covered peril, you will be able to file a renters insurance claim and be reimbursed.
Did your new refrigerator also inspire you to shop for a new renters insurance policy? Let
Jerry
help. It’s quick and easy—in under a minute you’ll get quotes from top insurance companies. Pick one that best fits your needs, and Jerry can get you signed up right away. You can also bundle your renters and auto insurance to save more money.View full answer
- Gregory R.
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