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Does renters insurance cover hail damage to my car?

My town doesn’t get a lot of harsh winter weather, but there’s a big storm coming this weekend and I don’t have a garage. Does my renters insurance policy cover hail damage to my car?

Payton Ternus · Updated on Feb 10, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Stay warm this weekend! Unfortunately, renters insurance does not cover hail damage to a car, even if the car is parked on rental property.

Renters insurance

provides excellent coverage for your personal property against perils and losses. Unfortunately, your car is not included under “personal property”.

What your renters insurance can cover is your personal belongings inside the car. If your belongings inside your car are damaged from a storm or break-in, then your renters insurance should cover them.

For any damage to your car itself, you will need to file a claim with your

company. You’ll need

comprehensive coverage

to have coverage for any hail damage to your vehicle.

If you’re shopping around for insurance,

makes finding savings easier than ever. Just answer a few questions, and you’ll get to compare competitive quotes from top insurance providers.

Jerry can even help you bundle your renters and car insurance for even more savings!

MORE:

How to fix car hail damage

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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