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Does renters insurance cover dog attacks?

My neighbors just had a nasty incident with their dog where someone got hurt pretty badly. It had me thinking about my own liability if that happened with my dog. Does renters insurance cover dog attacks?

Melanie Mergen · Updated on Feb 8, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

What a tragic event! It’s good that you’re planning ahead in case you’re ever in a similar situation. Renters insurance can often include dog attacks, but it depends on the circumstances of the attack, as well as your policy language.

If your renters insurance policy’s personal

protections include dog bites or attacks, your legal expenses would be covered up to a certain limit if your dog injured someone and they needed medical attention.

However, your

likely wouldn’t cover the incident if your dog injured a household family member or roommate.

Depending on the insurance company, there may also be exclusions for certain dog breeds that a provider considers high-risk, in which case you may need to find additional liability protection.

Hope this helps. If you feel you need a renters insurance policy with expanded protection,

can help you find and compare quotes to find the right coverage for you at the best price. For additional savings, Jerry can even help you bundle with your

.

MORE:

8 Steps to a Perfect Road Trip With Your Dog

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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