Does renters insurance cover any negligence on the part of my landlord?
My landlord is pretty lazy about upkeep of the property. His inaction is arguably bordering on negligence. Does my renters insurance offer any coverage for a landlord's negligence?
Reviewed by Shannon Martin, Licensed Insurance Agent.
A renters policy typically does not cover negligence. If your landlord is not taking care of the property, you would want to document as much as you can to protect yourself. You may be able to sue them for their negligence, but typically there would not be coverage on your renters policy to cover legal fees or repair damages.
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