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Does renters insurance cover a stolen car?

My car was stolen from its parking spot at my apartment complex. Will my renters insurance policy cover my stolen car?

Payton Ternus · Updated on Feb 1, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

Oh no! I’m so sorry to hear your car was stolen.

Your

renters insurance

policy will cover the personal property inside your car but, it will not cover the theft of your car or any of its parts.

Even though your car was parked at your apartment, it will not fall under the coverage of your renters insurance policy. Renters insurance does not cover the theft of vehicles such as:

Cars

RVs

Boats

Motorcycles

You will need a separate

car insurance policy

with comprehensive coverage for theft coverage.

Ensuring you have the right insurance is important for a loss like this.

is a licensed insurance broker and comparison app ready to find you the right policies with the most savings (especially if you bundle renters and car insurance!). A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new renters insurance. Jerry will even help you cancel your old policy.

MORE:

Does renters insurance cover theft from your car?

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