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Does it matter whose name is first on a car loan?
My wife and I are going to get a car loan for a new ride. However, I’m not sure if I should get my name first on the car loan or my wife’s name. Whose name should I get first on the car loan contract?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It doesn’t matter whose name should come first on a
car loan
; it’s merely a formality. The only thing that truly matters is that both you and your wife can successfully apply for the loan. This means that each individual should have a good credit score, low debt-to-income ratio, and enough income to support monthly payments.Your lender will be honest with you about your chances for loan approval and they may inform you that either one of you applying or both of you applying improves your approval chances or interest rate.
Just make sure to shop around for an affordable lender to get the best rate possible. And like you would with a lender, shop around for car insurance with the
Jerry
app to get the coverage you need for an affordable price.Jerry is a
trustworthy super app
and insurance comparison tool that collects quotes from over 55 top-rated insurers in just 45 seconds. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $800+ per year.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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