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Does it matter if my car loan cosigner lives in the same state as me?

I want my father to cosign for my car loan, but he lives in a different state. Does this matter?

Eric Schad · Updated on May 5, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“You shouldn’t have any problem with an out-of-state cosigner. As long as they give you approval for the loan, it shouldn’t matter.

However, some lenders may want your cosigner to sign in person. If that’s the case, you might just want to pay for your dad’s expenses if he has to show up from out of state. But hey, you get to hang out with your old man! Win-win.”

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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