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Does home insurance cover water damage from leaking pipes?
Our shower pressure was really low, and I found a leak in one of the pipes. It’s an older pipe that needs to be replaced. Does my home insurance cover the water damage from the leaking pipe?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s great you found the leak, now you can get it fixed!
Your
home insurance
policy should cover ** water damage from a leaking pipe** in your home if it was unexpected. Any broken pipes or plumbing mishaps should be covered by your home insurance. However, there are certain kinds of damages that are excluded from homeowners insurance policies. If the damage to your home happened gradually as a result of constant slow leak, it probably will not be covered by your policy. The general wear and tear caused to pipes over time and common use are considered to be maintenance, and also won’t be covered.
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