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Does home insurance cover forest fires?
As a central California homeowner, I’m constantly worried about a forest fire damaging my home. Will home insurance cover forest fires?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s wise to understand what your home insurance policy covers. The good news is, your
home insurance
policy will likely cover forest fires.Homeowners insurance protects your house from damage caused by sudden, unexpected perils. The
named perils
you have coverage for will be in your policy’s details. Thankfully, fire is a common named peril, meaning any fire damage to your home can be claimed. Even if you live in an area prone to wildfires and forest fires, you should still have coverage for the damage. To be certain, you’ll still want to double-check your policy or call your insurance agent.
If it’s time for a new insurance policy, you should download the
Jerry
app. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance. Jerry will even help you cancel your old policy.And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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