Does home insurance cover fences?

My parents are older, and we’re moving them to Delaware, but I want to ensure that if they’re driving, they know the road rules. Is it legal to turn right on a red in Delaware?

I’m about to get my own apartment for the first time! I’ve narrowed my options down to just a few now; a couple of the landlords are telling me that to sign a lease with them, I’ll have to get renters insurance. So, I’ve started looking into what it is and what it covers. “Loss of use” stuff is confusing to me. What is loss of use on a renters insurance policy?

I recently bundled my car and homeowner's policies, but the insurance company misspelled my last name by one letter. When I told them about this, they sent me a bill for $87 for the correction they made on my policy. It wasn't my mistake, but they said I would have to pay or they would cancel my policy. Is this allowed?