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Does getting a new roof lower home insurance?

I live in an older home, which also means my roof is getting older, so I’ll probably have to replace it sometime in the future. Does getting a new roof lower home insurance?

Melanie Mergen · Updated on Feb 7, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

It’s a good idea to be planning for that roof replacement. Generally, getting a new roof will lower your home insurance premium.

There can be some catches to that, though. Of course, it depends on your

provider. You’ll want to check with them first to make sure that’s the case, whether they would have any requirements about the roof, and in what other ways the replacement would affect your policy.

You’re also more likely to see a lower premium if the roof replacement is your choosing rather than a necessity your insurer is requiring for

.

Another perk about your home having a brand-new roof is that your home will be better protected against severe weather, something that could save you thousands of dollars in the future.

Another way to save money on home insurance is to seek out multiple quotes and evaluate your options.

can help you with this! After providing you with competitive quotes from top insurance providers, Jerry can handle the phone calls and paperwork for your final selection—they’ll even help you cancel your old policy.

To get started looking for home insurance, call 1-833-445-3779 or press the help button in the Jerry app to reach customer service.

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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