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Does Geico renters insurance cover theft?

Someone broke into my apartment while I was at work. I’m okay, but some of my belongings were stolen. I have renters insurance and I want to begin the claims process right away. Will my Geico renters insurance policy cover theft?

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Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m so sorry to hear your apartment was broken into, but I am glad that you are okay.
When it comes to theft,
renters insurance
has you covered. Renters policies cover you and your property from sudden, unexpected events or perils, including theft.
Named perils are events or losses specifically listed in your policy that will be covered by your insurance. Common named perils in renters insurance policies include:
  • Windstorm
  • Fire and smoke damage
  • Lightning
  • Vandalism
  • Theft
  • Falling objects
  • Accidental water discharge
Your policy may include more named perils, so check with your insurance company to see what you’re covered against. Theft is covered by renters insurance, so you can get your claim started right away!
If you’re looking to change your renters insurance, let
Jerry
help you. Jerry is a licensed insurance broker and comparison app that finds you competitive quotes in less than a minute. The work is done for you—Jerry gets you signed up, handles the paperwork, and can even help you cancel your old policy!
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