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Does Esurance insure rebuilt titles?

We get our insurance through Esurance, and we’re looking at buying a used car with a rebuilt title. But does Esurance insure rebuilt titles?

Mary Alice Morris · Updated on Feb 9, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

Yes,

does insure cars with

. But you should check with Esurance before purchasing the car, because the state you live in might restrict insurance for rebuilt titles, and they may have special inspection requirements for you to complete first.

A rebuilt title is issued when a car has been salvaged, meaning it was declared a total loss by an insurance company, and then restored to a roadworthy condition. Cars can be totaled for the following causes:

Accidents or collisions

Flooding

Theft

Vandalism

Weather or natural disaster

To get a rebuilt title, a vehicle must have been severely damaged and then later repaired. But even though the vehicle is repaired, it may carry additional risks compared to conventionally titled vehicles, and that can mean higher

costs for you.

Basically, a car with a rebuilt title may be driveable, but it could also be prone to a potential problem that makes it riskier on the road. While Esurance will cover it, you’ll probably pay a lot more for your policy because of the enhanced risk.

MORE:

Insuring a rebuilt car title, explained

View full answer

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