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Does auto insurance or health insurance pay first in Florida?

Which insurer will pay the medical bills in the event of an accident? I have only liability coverage for auto insurance, but I also have health insurance.

Sophie Newman · Updated on Mar 9, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Florida is one of about a dozen no fault states, which means that if you are injured in an accident, your

car insurance company

will pay for your medical bills regardless of the driver at fault.

If your medical bills exceed the state’s

limit, then your health insurance coverage should help cover the outstanding costs.”

MORE:

Does a No Fault Accident Go on Your Record?

View full answer

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