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Does an insurance company always check your driving record?

My parents are kicking me off their insurance, so I'm getting car insurance for the first time. I've been driving for awhile and I have several tickets. Do car insurance companies always check your driving record?

Emily Maracle · Updated on Aug 30, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Whenever you’re applying for

, every company will undoubtedly check your driving record.

Even though you have been driving for a longer period of time, not having a clean record can impact your rate. Someone with tickets or accidents on their record is likely to have a higher rate than someone who has a

. Because you’re deemed a higher risk due to these tickets, you’ll pay more for insurance.

Despite your poor driving record, you may still be able to find

affordable car insurance

without a clean record. You can request

car insurance quotes online

to determine what the best rate for you will be based on the coverage you require.”

MORE:

Tips to Get a Clean Driving Record

View full answer

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