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Does a careless driving ticket affect insurance?
I received a careless driving ticket after slightly veering out of my lane after a long day at work. The officer told me he could have hit me with other violations, but I was honest with him. I know I have to pay a fine, but how will a careless driving ticket affect my insurance rates?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A careless driving ticket affects insurance through increased premiums. Your premium can increase by an average of $372 per year, or roughly a 10% to 40% hike.
However, your state might offer a silver lining. If you’ve never been convicted of a more serious offense, your state may offer dismissal of the ticket or a reduction in points if you complete a defensive driving course. Most defensive driving classes cost anywhere from $20 to $100, but the potential savings in car insurance is well worth the effort and minor enrollment fees.
What’s done is done. So if you notice an increase in your car insurance rates due to a careless driving ticket, don’t just accept it as factual. Instead, use the
Jerry
app to shop around for affordable car insurance.Jerry is a licensed insurance broker that will collect quotes from over 50 top-rated insurers in minutes. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $887 per year.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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