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Do moving violations impact car insurance rates?
I have a ticket for improper passing. Is my insurance higher because of this?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Moving violations can impact your
car insurance
rates. Whenever you have tickets, accidents, or violations on your driving record, it will impact your rates.When determining rates, car insurance companies look at a variety of factors. These factors include:
- Your age
- Type of car you drive
- Your driving record
- Your location
- Your credit history
- Prior insurance information
If you have a moving violation on your record, your insurance rates will be higher than someone with a
clean driving record
. Based on your driving record, insurance companies see you as a higher risk to insure and assume you’ll need to submit more claims.If you only have one ticket on your record, you may want to consider shopping around. You may be able to find a company that rates tickets less significantly and provides a lower rate. By downloading the
Jerry
app, you can compare quotes from reputable insurers so you can make sure you’re always getting the best rate.”View full answer
- Gregory R.
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