PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do insurance policies cover smoke damage?
A fire in my home caused significant smoke damage. Do home insurance policies cover smoke damage?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, all home insurance policies will cover fire and smoke damage unless it is excluded from your policy.
Exclusions like this are rare as they are a part of the 16 named perils that even a basic home insurance policy covers.
If you submit a claim, there’s no telling how much your premium will increase as a result. Home insurance policies are rated similarly to
car insurance
policies, meaning you could see an increase at renewal. If you are worried about the effect of the claim on your insurance premiums, it’s a good idea to shop around. Shopping for insurance can be time-consuming and stressful, but it doesn’t have to be. Try using the free
Jerry
app. Jerry compares rates from the top providers and delivers the best deals to your phone in minutes.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies