Services
Insurance
Repairs
Advice
About

Do insurance companies verify your marital status?

My boyfriend and I are moving in together and sharing an insurance policy. My friend told me that we can save money by stating we're married. Would insurance companies verify if we're married?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance
companies pull several reports when determining a rate for an insured. Your marital status is often a part of this.
If you report on your application that you and your boyfriend are married but the underwriting department verifies you aren’t, you could risk losing your policy. While it is tempting to change your marital status to save money, you should be honest and upfront with your insurance company.
Instead of lying about your marital status, you should find out what additional discounts you may qualify for. Enrolling in a driving behavior program or telematics program is an easy way to save money if you have a good driving record.
You should also consider shopping around for insurance. Sign up with
Jerry
in just minutes to compare quotes from over 50 top insurers and get the best rate for your car insurance needs.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Read Advice From Car Experts At Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings