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Do I have to add rental reimbursement to my policy if I have full coverage?
I have the option to add rental reimbursement coverage to my policy. I already have full coverage. Do I still need to add it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Even if you have both
comprehensive insurance
and collision insurance, you may still want to add rental reimbursement coverage.Comprehensive and
collision insurance
won’t cover the cost of a rental car if your vehicle is damaged and undriveable. To get a rental car covered by your insurance, you’d need to have
rental reimbursement coverage
. This would provide you with rental car coverage up to your policy’s per day and per accident limits.While some carriers do offer a base amount with their policies, a majority of carriers require you to add it specifically for coverage.
If you aren’t concerned with how you would get around if your vehicle was damaged, you can feel confident skipping the rental car coverage. If you think it’d cause a problem, you should add it to your policy.”
View full answer
- Gregory R.
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