“Policies are normally re-rated at renewal. This means every six or twelve months car insurance
carriers have the ability to make any changes or adjustments to your rates. If you’ve submitted a claim, gotten into an accident, or received a ticket, you’ll likely see your rates change at this time. Based on your age, the ticket may impact your rates more significantly than a more experienced driver.
Your parents can always reach out to their carrier directly. They may be able to provide them with additional information.
Insurance carriers also provide insured individuals with a renewal notice prior to their policy expiring. This will list their policy premium as well as any changes.
If the rate does increase, this is a great time for them to shop around with other carriers. They may be able to find a more affordable rate elsewhere.”