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Can you negotiate the price of gap insurance?
I want to get gap insurance, but I'm wondering what my options are. The dealership is offering it, but it seems expensive. Could I negotiate a price with them? Is there any other company that offers gap insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Normally,
gap insurance
is charged as a fixed price with a lender or dealership for the total length of your loan. You most likely won’t be able to negotiate a lower price for it.Reach out to your current carrier to see if they offer gap insurance. Even if they do, shop around to ensure you’re getting the best rate for the coverage you need.
The easiest thing to do is request
car insurance quotes online
. You’ll be able to compare rates between companies and see who can offer you the best deal.If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds! “
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