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Can you get title loans on older cars?
I need to buy a car to get to and from my new job, but my credit is totally wrecked from my college years. I’m thinking about a title loan. If the car I’m looking to buy is old, can I still get a title loan?
Olivia Rose · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You can get a title loan for any car, however old
Title loan offices care more about the value of the car you are buying. In other words, the more valuable the car, the more money you can get as a loan.
Title loans are loans that use your car as collateral. That means if you can’t make your payments, the title loan office can repossess your car. While they are riskier than a traditional car loan, they’re a great option if you have bad credit—most title loan offices have few requirements for lending.
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