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Can you get boat insurance without a valid driver's license in Pennsylvania?
My dad is giving me his old boat. I don't have a driver's license, so would I still be able to insure it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You may be able to insurance a boat in
Pennsylvania
without a driver’s license, depending on the insurance company. Boat insurance is optional, so some insurance companies may only require that you meet Pennsylvania’s Fish and Boating Commission’s guidelines.
To operate a boat legally in Pennsylvania, you are only required to take a course and receive a Boating Safety Education Certificate. It never expires, so you’ll only need to take and pass the course once. However, this is only if your father’s old boat is 25 horsepower or more. If it’s a small fishing boat, you may not even have to take the test.
As long as your dad transfers the title of the boat to you, you should have no issues registering it with the state as well.
If you’re interested in boat insurance, you’ll want to shop around with several different insurance companies to determine what options are available to you. You can try larger insurance companies or more specialized companies like BoatUS. Also, consider asking your dad if he has boat insurance and whether they’d insure you without a driver’s license.
While
Jerry
currently doesn’t work with any partners that offer boat insurance without a driver’s license, if you ever get on the road, this super app
can help you find car insurance
and boat insurance!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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