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Can my ex-husband stay on my insurance?
My ex-husband and I are still on the same insurance policy. He no longer lives with me, but pays me for his half of the insurance. Is this allowed?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If your ex-husband no longer resides in the same household as you, he will have to get his own
car insurance
.Car insurance companies require that anyone on an insurance policy resides at the policy address. If your ex-husband lives elsewhere, he has to get his own insurance policy.
As insurance companies use address as a rating factor, his rate won’t be accurate if he lives in a different location. Claims could also be denied if they discover his vehicle is not garaged where the policy says it is as this could be considered insurance fraud.
To avoid a cancellation, you’ll want to remove him from the policy and reach out to your car insurance company. They can provide you any additional information and the terms and conditions surrounding your policy.
Once you remove your ex-husband from your policy, you should also consider shopping around for new insurance. As every carrier rates differently, you may be able to find a better rate with another company with you as the sole policyholder. Use the
Jerry
app to compare rates from over 50 car insurance providers to find the best rate possible.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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