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Can I use my mom's address to score cheaper car insurance as a college student?
My mom's zip code seems to offer better prices for car insurance. I currently live alone off-campus. Can I use my mom's address to pay a lower rate?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, no, you can’t use your mom’s address. When applying for
car insurance
, you need to provide the zip code where your vehicle is most often kept. In your case, this would be your current off-campus address.Why? The location where the car is garaged is a major factor in determining your premiums. Using a zip code other than your own is technically a form of insurance fraud.”
View full answer
- Gregory R.
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