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Can I test-drive a car without insurance?

I want to buy my first car, but I don't know if it will be from a dealership or private sale. Since I don't have insurance of my own, am I covered to test-drive cars?

Shannon Martin · Updated on Apr 29, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Congratulations on your first car! It is crucial to make sure that any vehicle you drive already has insurance on it before you get behind the wheel.

If you go with a dealership, this will not be an issue. They have dealer insurance and, in most cases, they will ride with you when you test the car.

A

is different. Before you drive, make sure they know you are not insured yet. It would be even better to ask to see a copy of their active policy before you test-drive.

If you decide to purchase the car from a private seller, get

car insurance quotes online

so you can start the policy before you head home with your new vehicle.

If you want cheap car insurance quotes fast, try the

app. Jerry can get rates from over 40 different carriers and email the ID card to you right away. “

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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