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Can I remove my cosigner from my car loan?
My partner and I recently broke up. He was the cosigner of my car loan and I want to remove him. Can I do this?
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Depending on the situation, yes. If your lender allows this and you show an ability to pay for the loan on your own, you may be able to request a co-signer release form, which can be filled out and returned to the lender easily.
If you’re not able to obtain this form, you’ll have to
refinance the car loan
, which will get you a new loan rate. (If he’s technically a co-borrower and not a cosigner, this is the only option you have.) If you’re looking to free up some extra cash to make car loan payments easier, check with
Jerry
to see if you can find a cheaper policy while retaining your coverage level.Have a question about your insurance? Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options. As your life changes, your insurance changes, and Jerry is ready to make those adjustments for you.
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- Gregory R.
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