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Can I get pre approved for a new Honda Civic?
I want to buy a new Honda Civic, but I want to get pre approved to make sure I can afford it. How do I get pre approval?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s a smart plan to get pre approved for a
car loan
for your Honda Civic. Thankfully, the process is pretty straightforward.To start, shop around for rates at a credit union, bank, online lender, or even local Honda dealership. Apply for pre approval with multiple businesses to compare your potential options. Application forms can usually be found online, but you may need to make a phone call or go in-person.
When you apply for pre approval, the lender will assess your risk by verifying your identity, income, and credit score. (Note: a hard pull may impact your credit score.) If you meet their requirements, the lender will pre approve you and disclose your anticipated monthly payments and interest rates.
While you’re shopping for affordable loans, make sure you’re not overpaying for your car insurance.
Jerry
, a licensed insurance shopping app and broker, allows you to compare your current policy with dozens of competitive quotes.View full answer
- Gregory R.
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