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Can I get my own car insurance at 16?

"My parents won't add me to their car insurance yet. I just got my license, so could I get insurance myself?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If the vehicle you drive is registered to you, you are able to get your own
car insurance
. However if you’re driving a vehicle owned by your parents, you won’t be able to get your own policy.
As a new driver, car insurance can be extremely expensive. Your parents may be waiting until you begin driving regularly or get your own vehicle to add you to their insurance.”
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