Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, you should get insurance during the construction of your home.
Having home insurance is essential as it can protect your home from theft of construction-related materials and supplies.
Most homeowner’s insurance policies allow you to insure a home that will be your primary residence once construction is completed. In some cases, you may need to add a Dwelling Under Construction Endorsement.
If you’re hiring contractors to build your home, it’s also likely that they have Builders Risk insurance. This type of insurance will also provide coverage to your home should any damage occur.
To find out what your options are for home insurance, look into a variety of companies. If you have
. Jerry is a free app that sorts through the different policies and finds one that fits your needs at the lowest price. They’ll even help you fill out the startup paperwork so you can focus on building your new home.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.