PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I get a car loan with a 736 credit score?
I always try to stay on top of my credit report. When I pulled it last week, it had gone up to 736, which is the highest it’s ever been. Because of this increase, I figure it’s a great time to get a car. But can I get approved for a car loan with a 736 credit score?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your all-time-high credit score! You can easily get a
car loan
with a 736 credit score, as it puts you in the upper tier of prime borrowers. With a prime credit score, more lenders are willing to work with you, which gives you more options to find the lowest interest rate possible.That said, lenders look at more than just your credit score when approving car loan applications. While a 736 credit score will improve your odds, you also need:
- Steady income
- A debt-to-income ratio (DTI) of 43% or less
- Down payment (if necessary to improve your odds of approval)
If you have a decent DTI, a down payment, and enough income to support the loan, you should have no problem getting a car loan with a 736 credit score. Just make sure to shop around to find the best rate possible.
And just as you would with your car loan, shop around to ensure you get the best rate for your car insurance. To make the process easier and quicker, download the
Jerry
app.As a licensed broker, Jerry helps you find and compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage and even cancel your old policy!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies