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Can I get a car loan if I am 16?
I am 16 and need a car to get to school. The bus doesn't come to my house anymore. I can't afford it all, but I could afford to pay it off monthly. Can I get a car loan if I'm 16?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, you will not be able to get a car loan at age 16.
A minor cannot get a car loan, and in almost every state, you remain a minor until the age of 18. To get the car you need, consider:
- Raising money and saving up to afford the car
- Asking a parent or guardian to cosign or take out the loan for you
Once you do get a car, make sure it is insured before you start driving. Use insurance broker
Jerry
to find your perfect policy. Jerry is a free app that compares dozens of quotes and even gives personalized recommendations!View full answer
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