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Can I change home insurance after a claim?
I had to file a claim with my home insurance after a windstorm knocked over the shed in my backyard. I didn’t think it would be that hard, but my current company has taken weeks and never returned my calls. I’m frustrated and want a company with better customer service. Can I change home insurance companies after I file a claim?
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Having a poor relationship with your
home insurance
company is not the way to getting the peace of mind you’re looking for. To answer your question, yes, you can switch home insurance companies after you file a claim. Your current company will still manage the claim, so your new company won’t have anything to do with the claim. Your claim will stay with your current company until it’s settled.
Keep in mind that all insurance companies share claims information in a secure database known as CLUE (Comprehensive Loss Underwriting Exchange). This means that your new company will know about the claim you filed and they will use this information when determining your new premium.
If you want help shopping for a new home insurance company, try using the
Jerry
app. Jerry compares personalized rates from the nation’s top providers and delivers the best deals to your phone in minutes for free. Jerry can even help you bundle your home and auto policies
for extra savings. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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