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Can I bring my own credit report to give to lenders for a car loan?
Can I bring my own credit report to a meeting with a lender so they don't have to pull my credit? I want to buy a house in the near future, and I don't want a hard pull for a car loan to damage my credit right before shopping for a mortgage.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Bringing your own credit report won’t matter. A dealer is going to pull your credit for a
new car
anyways; it’s unavoidable.However, you should still check your credit report using a monitoring tool like
Credit Karma
before getting a loan just to make sure there are no surprises. By doing so, you can also get familiar with rates for your particular credit score.”
View full answer
- Gregory R.
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