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Can a husband and wife have separate car insurance policies in Idaho?
Will insurance force my wife and I to be on the same policy? My wife and I share a house. We drive separate cars and would prefer to be on different policies because we have different types of cars and insurance needs.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Typically, combining
car insurance
policies can provide spouses with better rates and discounts, as well as the possibility of bundling home and auto insurance
. This is true in Idaho, as well as most other states.But sometimes it does make sense to have separate policies, especially if you or your spouse has:
Although many insurers require you to add other licensed drivers in your household, you can specifically exclude your spouse from your policy by notifying your provider that they will not be driving your vehicle.”
View full answer
- Gregory R.
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