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Are sober living homes covered by insurance?

I’ve just finished a stint in rehab that, thankfully, went well. It’s recommended I stay in a sober living home for a bit just to make the adjustment back into the world smoother. I’m wondering if insurance will cover sober living homes?

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Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s fantastic to hear that your recovery is going so well and that you’re now in a sober living home. Unfortunately, in most cases, health insurance won’t cover the expenses of a sober living home.
The Affordable Care Act, when it comes to substance use disorders, is mainly designed for treatment facilities. Sober living homes are not treatment centers; they are safe spaces meant to assist people to recover from addiction in a supportive atmosphere.
As a result, insurance usually does not cover them. But because insurance coverage varies depending on the provider and plan, it’s crucial to double-check your exact plan to make sure you’re covered.
Additionally, insurance should pay at least a portion of ongoing addiction treatment, like therapy visits, which you can continue to attend while in a sober living facility.
Though you might not be able to get insurance coverage this way, there are a ton of other ways to save money when it comes to your insurance.
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Moving into a sober living house is an incredible accomplishment, and I can only wish you the best moving forward.
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