Reviewed by Shannon Martin, Licensed Insurance Agent.
You’ll be happy to hear the answer is no. There are all-wheel drive (AWD) models, but many BMWs are rear-wheel drives, a feature that justifies the “sport” in the German automaker’s luxury sports car reputation.
BMW has its own unique all-wheel drive system called xDrive. This system distributes torque to front and back tires variably to where torque is needed, unlike traditional AWD systems that distribute torque evenly to both front and back wheels.
In 2019, BMW began producing its first front-wheel drive models, beginning with an FWD 1-series sedan released in China. Since then, the German automaker has produced a handful of other front-wheel-drive models that are available here in the U.S. While BMW purists might not be happy about the company’s introduction of FWD, one upside is that front-wheel drive cars are typically cheaper to insure.
premiums because of the higher-risk activities they are often used for, such as racing and off-roading. Rear-wheel drive cars tend to be heavier than FWD models, which can lead to higher insurance rates as well.
No matter what kind of BMW you drive, you can get the best possible insurance rates by using the
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