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Why is car insurance so expensive?

I'm paying SO much for car insurance and i'm a pretty good driver. Why is it so expensive?

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Tessa Szakacs · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
There are many factors that can cause
car insurance rates
to climb. Some of these you will find are out of your control.
However, some factors are manageable and can be used to lower your rates, like safe driving and wise financial practices. Factors that affect car insurance rates include:
  • age
  • gender
  • where you live
  • your driving history
  • your credit score
  • type of car you drive
If your current company’s rates are too expensive, it’s a good time to shop for a better deal. The free
Jerry
app will compare rates from the top 50 companies in under a minute, saving you time and money.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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