to climb. Some of these you will find are out of your control.
However, some factors are manageable and can be used to lower your rates, like safe driving and wise financial practices. Factors that affect car insurance rates include:
age
gender
where you live
your driving history
your credit score
type of car you drive
If your current company’s rates are too expensive, it’s a good time to shop for a better deal. The free
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.