PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why are people refused home insurance? And does a rejection hurt your ability to get insurance later on?
My grandfather is having a hard time getting home insurance. So is one of my friends. Why are people refused coverage, and what impact does this have?
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You can be refused homeowners insurance based on your claims history or credit score, or due to underwriting risks such as having a pool, an old roof, or a vicious breed of dog. If you have an active homeowners policy that is canceled for underwriting reasons, then yes, this can impact your ability to get insurance later on.
If coverage is denied because of an unacceptable risk on your property, it could be reinstated if you address the issue. You can also apply to insurers who specialize in helping high-risk homeowners. You’ll likely pay higher rates, but at least you’ll be protected.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies