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What are some issues that can get your home insurance canceled?

I'm looking for my first home insurance policy and I'm not really familiar with how home insurance works. In what ways can my coverage be canceled?

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Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The most common reason for your homeowners insurance to be canceled or non-renewed is submitting frequent claims. Most companies will drop you or not be able to offer you a quote if you’ve submitted two or more claims within a five-year period.
Other common reasons why you can be denied homeowners insurance or issued a cancellation notice include having a vicious breed of dog (or a dog with a bite history), having an unsecured pool and/or spa, having a trampoline, and having an older roof with lifting or missing shingles.
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